Russell Hebets Aug. 24, 2012

Every now and then you may find that your car insurance goes up. There can be a number of reasons that the premium has increased. You may have had a claim or a forgotten ticket in the past 36 months. If your rate has increased to an amount that you can no longer afford, then it is time to find cheap full coverage car insurance.

7 Questions to Ask When Shopping for Car Insurance

  1. When can my policy start?

Your policy can start at a future point in time up to 30 days. Make sure that your current policy has not expired.

2. Is full coverage really important to have?

You may be required to have full coverage if you have a loan on your car. If you don’t have a loan, then the choice is yours.

3. How can I pay for my policy?

A policy can be paid by any means that the insurance company accepts.

4. Do I have to use an agent to find a cheap quote?

No, you do not have to use an agent to get a quote if you shop online for the quote.

5. Can I find a cheap quote online?

Cheap quotes can be found online.

6. What should I have with me to get a quote?

You will want to have your current policy, driving record and all the information of drivers in the household.

7. Are quotes free or do I have to pay for them?

No, you do not have to pay for any quotes that you are looking for.

Each one of the seven questions listed above can mean the difference between getting cheap full coverage car insurance quotes and getting ones that are expensive. By asking the right questions you will be able to find the right policy at the right price.